Lane County Retirees

Medicare Annual Open Enrollment
October 15th - December 7th, 2017

Current Regence members:

  1. Please review the new plan changes for 2018 Basic, Classic and Enhanced Plans on the "Quick Links" to the right of this page.

  2. You may attend the informational session on November 9th (see below for details).

  3. To continue on the same Regence plan, no action is necessary.

  4. To change plans with Regence, please complete an enrollment form.  Please Complete the "Regence Quick Form for Active Members".

  5. Return Regence Quick Form to Lane County HR before December 7th, 2017.  You can mail or fax to the contact information above, or email to BenefitsandWellness@co.lane.or.us

 2018 Regence Group Rate Changes:
Plan   2017 Rates  2018 Rates
  Basic   $0   $0
 Classic   $55.00   $49.90
  Enhanced   $91.00   $80.40

Prospective Regence members:

  1. If you would like to enroll for the optional Regence Group Plan, please contact Regence at 1-888-319-8904 for more information or review the 2018 Basic, Classic and Enhanced Plans on the "Quick Links" to the right of this page.

  2. You may attend the informational session on November 9th (see below for more details).

  3. Please complete the "Medicare Regence Enrollment Form for new Members" if you decide to enroll with Regence.

  4. Return the Regence Enrollment Form to Lane County HR before December 7th, 2017.  You can mail or fax to the contact information above, or email to  BenefitsandWellness@co.lane.or.us
 
 Regence Open Enrollment Information Session
Regence Logo
Date: Thursday, November 9th, 2017

Time 2-4pm

Location:  2727 Martin Luther King, Jr Blvd, Eugene
Carmichael Room, John Serbu Youth Campus
(Across the street from Autzen Stadium)
Please enter through the front doors

Presenter:  Regence BlueCross BlueShield of Oregon

Visit  www.medicare.gov to review other Medicare Plan options

or call an insurance benefit consultant:
(Following consultants are not sponsored through Lane County)

Pacific Benefits Consultants
(541) 484-6624

Kaye Annis Insurance
(503) 910-6830

CDA Insurance
(541) 434-9613
(800) 884-2343

Medicare Retirees

As a County paid retiree, your PacificSource enrollment continues through the end of the month prior to Medicare eligibility. Medicare eligibility is the earliest of one of the following:

1.
The first of the month in which the retiree becomes age 65, or as determined by Social Security.
2.
The first of the month after receiving 24 months of Social Security Disability benefits.
3.
As determined by legislative change.

Medicare Reimbursements

Eligible retirees will receive a quarterly reimbursement including: 1) full monthly premium cost for Medicare Part B, and 2) up to $64.00 per month for a Medicare Supplement or MedAvantage Part C Plan. This reimbursement applies only to retirees covered by the County paid health insurance plan, who provide annual proof of coverage and premiums.*

If you have any questions, please contact QVI at 800-408-9717.

*2018 Premium Reimbursements for Lane County Retirees
Please note:  In January 2018, Lane County will send you a form to request a copy of the 2018 Benefit Verification Letter from Social Security Administration or Medicare.  You will receive this letter in November or December 2017 - please do not discard any letters from Social Security, Medicare or other information regarding another plan you have elected for 2018.

Frequently Asked Questions about Medicare Reimbursements
Q: How do I show proof of my Medicare Part B premiums? 
A: You should receive an annual Cost of Living (COLA) letter every December from the Social Security Administration. You can also call and request a Benefit Verification Letter from the Social Security Administration. If you are not on Social Security benefits yet, you should receive a “Notice of Premium Payment Due” (CMS-500 form) from Medicare.  

Q: What if I pay an Income-Related Monthly Adjustment Amount (or IRMAA)?
A: If you pay an IRMAA, ask Social Security to include the Part B premium and Part B IRMAA rates on the Benefit Verification Letter.
Please note: Lane County does not reimburse for Part D prescription plans, including any IRMAA rates associated with a Part D prescription plan. 

Q: Where do I get the proof of Medicare Advantage (MA) plan costs?
A: Your Medicare Advantage (MA) plan provider should provide a proof of cost for you. Contact your MA insurance plan provider and ask them to provide proof of cost. If your MA plan is through PERS, call the PERS Health Retiree Insurance Program at 800-768-7377.

Q: Who do I contact if I have questions about the Annual Proof of Enrollment Form?
A: Contact QVI at (800) 408-9717.

Q: Where do I mail the completed form and proofs?
A: Mail forms to:
QVI Risk Solutions, Inc.
PO Box 7199 
Bend, OR 97708


County Paid Retirees
Eligibility for County paid retiree health insurance is based on three main criteria: 1) date of hire, 2) years of service, and 3) proof of retirement under PERS.

Self-Pay Retirees
State and federal laws regulate a retiree’s right to continue health insurance coverage by paying monthly premiums to Lane County, even if they are not eligible for County Paid retiree health insurance.

1095-C Form

Forms 1095-C were furnished to individuals in February 2017. If you have questions regarding your 1095-C, please contact us at 541-682-3660. You may also email us at BenefitsandWellness@co.lane.or.us

Premium Rate Changes
The next premium rate change will be August 1, 2017 and will run from August 1, 2017 - July 31st, 2018.

Health Savings Accounts - Optum Bank
Eligible County paid retirees receive a $1,500 lump sum contribution on or around 1/5/2018. In 2017, your annual HSA contribution may not exceed IRS limits of $3,400 for individual coverage or $6,750 for family coverage. The "catch-up" contribution for those who are age 55 or older will remain $1,000 for 2017. This amount is in addition to the IRS limits of $3,400 for individual coverage and $6,750 for family coverage. For specific tax information, please consult a tax advisor.
Note: The IRS maximum contributions are inclusive of the amount that Lane County will contribute to the HSA account for eligible County paid retirees.


HSA 1099-SA Forms
1099-SA forms will be available through Optum's consumer online portal under the Notifications Tab towards the end of January. If you have an email on file with Optum, they will send an email letting you know when it is ready to view and you can print it off. If you don't have an email on file, a letter will be sent to your mailing address advising the tax form will be online. 

Please contact Optum Consumer Services if you have questions.


Contact Information

Benefit Resource Center 
 (866) 468-7272
 
Delta Dental (formerly MODA)
(877) 277-7280 
www.MODAhealthplans.com  
 
Lane County Benefits & Wellness
(541) 682-3660
 
Optum Bank - Health Savings Accounts
(877) 470-1771
https://mycdh.optum.com/
 
PacificSource Health Plans
(541) 684-5582 
www.PacificSource.com 

PERS Health Insurance Program
(800) 768-7377
 
QVI Risk Solutions
(800) 408-9717
 
Regence Medicare Advantage
(888) 319-8904
 
Social Security Administration
(800) 772-1213 
 www.ssa.gov
 
Willamette Dental Group
 (800) 460-7644
 www.willamettedental.com